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Deko logo are pleased to offer finance payment options on any purchase of £800.00 or more.

General Information Example

Finance is available on all purchases of £800 or more. You can apply online or in store - it's quick, easy and you'll get an instant decision. Our online retail finance partner is Deko. Credit is provided subject to status.

Example finance options

Example Finance Option (Interest Free)

  • Cash Price £1000.00
  • Deposit £200.00 (20%)
  • Amount of credit £800.00
  • Payable by 12 monthly instalments of £66.66
  • Typical APR 0%

Example Finance Option (Classic Credit 19.5% APR)

  • Cash Price £869.00
  • Deposit £86.90 (10%)
  • Amount of credit £782.10
  • Payable by 36 monthly instalments of £28.25
  • Cost of loan £234.90
  • Total Amount Payable £1103.90
  • Typical APR 19.5%

You can apply for credit in several different ways:

Visit our website and select the items you wish to purchase.

On the check out screen, select:

Deko select

as your payment option.

Or simply visit our showroom. However you apply, it takes only a couple of minutes and you get an instant decision

Example Criteria

To apply for finance you must meet the following criteria:

  • You must be over 18 years of age. You must be a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits. The goods must be delivered to your home address.

Benefits Example

Finance is available on all purchases of £800 or more.

Buy the items you want now + accessories, all for a low monthly payment.

Select 12, 24 or 36 month repayment periods depending on the options presented.

Choose a designer brand for a few pounds more per month. You can include Tap & Showers, accessories or anything else you may require. You can spread the cost of your purchase to minimise your monthly payments.

Choose the finance that suits you

Using our simple Deko calculator found on finance qualifying product pages, you can choose from a minimum of 10% deposit through to a maximum of 40%.

You can also determine the finance period. As you make your selections the calculator will display all the relevant repayment detail.

Deko Example Finance

One-stop shopping: no need to go to a bank to secure funding. Keep cash for day-to-day expenses. Fixed repayments - your payments are fixed for the duration of the agreement allowing you to budget more effectively.

Example FAQ

How much can I borrow?

When checking out, just fill out our easy online application form and you can be approved for up to £12,000 to use for the equipment you wish to purchase. Use our calculator to determine how much you can spend based on your monthly payments. The minimum order is £800.

Is a deposit required?

Yes. A minimum 10% deposit is payable by credit or debit card upon acceptance.

How are my monthly payments paid?

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What type of equipment can I purchase?

Bathrooms, Taps, Showers, baths & toilets can all be financed, basically any item we sell. However, please remember that the minimum order is £800.

What length of repayment is available?

You can choose a 12, 24 or 36 month loan repayment period.

How do I apply?

You can apply on our web site or in store.

Can I pay my agreement off early?

You can settle your loan agreement at any time. Simply write to Close Brothers and they will calculate and send you, your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

Close Brothers, Wimbledon Bridge House, 1 Hartfield Road, London SW19 3RU. . Phone: 0800 151 2638 (Option 2)

Deko logo

Close Brothers Retail Finance

BMF Limited, 248 Meanwood Road, Leeds, LS7 2HZ

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. Available on orders over £800 with a minimum deposit of 10%. Finance is not available on wood or bio fuels.

Close Brothers Retail Finance is a trading style of Close Brothers Limited — a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. We may pay brokers some consideration if they introduce business to us.

BMF Limited work exclusively with the Close Brothers Retail Finance as lender.


Deko is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Deko act as a credit broker and not a lender. Deko can introduce you to a limited number of finance providers